Total Pre-Revenue Startup Cost
$3,562
Range: $2,550 – $4,575
Cost Breakdown
| Category | Cost Range |
|---|---|
| State License/Registration Required by Maryland OHCQ | $600 - $1,000 |
| LLC/Business Formation Secretary of State filing fees | $100 - $175 |
| Background Checks Owner/administrator screening | $50 - $100 |
| Pre-License Training Required administrator training (if any) | $0 - $200 |
| General Liability Insurance Basic GL coverage to begin operations | $1,200 - $1,800 |
| Home Office Setup Desk, chair, basic supplies | $200 - $400 |
| Website & Marketing Domain, basic website, Google Business Profile | $300 - $600 |
| Basic Software/Tools Free/basic scheduling and CRM tools | $0 - $100 |
| Miscellaneous/Contingency Phone, business cards, unexpected costs | $100 - $200 |
⚠️ What's NOT Included (And Why)
These costs are NOT part of your startup budget — they're post-revenue expenses:
- Caregiver wages (paid after you have clients)
- Working capital reserves (not needed pre-revenue)
- Full marketing campaigns (start lean, scale with revenue)
- Staffing/recruiting costs (hire as you grow)
- Enterprise software (use free tools first)
- Commercial office space (start from home)
💡 Maryland Money-Saving Tips
- Start from home — Maryland doesn't require a commercial office for non-medical home care.
- Use free scheduling software (Google Calendar, free CRM tier) until you have clients.
- File your own LLC online to save $200-$500 in legal fees.
- Get insurance quotes from multiple brokers — prices vary significantly.
- Join local caregiver Facebook groups for free recruiting instead of paid job boards.
📋 Maryland Licensing Information
Licensing Agency: Maryland OHCQ
License Type: Residential Service Agency License
Notes: Maryland requires RSA license for home care. Specific training requirements for administrators.
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Book Free 15-Min Clarity Call →Disclaimer: These cost estimates represent typical ranges for a lean, pre-revenue startup as of 2026. Actual costs may vary. Always verify current requirements with the Maryland OHCQ.